Why Choosing the Right Currency Exchange Could Save You Thousands When Buying in France
How Lumon Pay helps buyers avoid hidden bank fees — and why most clients never go back to their bank
Buying a home in France is exciting — but international buyers often overlook one major cost: currency exchange. If you’re sending money from the UK, US, or anywhere outside the Eurozone, your bank might charge hidden fees or offer poor exchange rates.
As a property agent with Leggett Immobilier here in Montignac, I’ve seen buyers overpay by thousands — just because they used the wrong provider.
Let me introduce you to the service we recommend to every client: Lumon Pay.
Why Currency Matters More Than You Think
Let’s say you’re buying a home for €250,000. If your bank offers a rate just 2% worse than the market rate, you could lose:
→ €5,000 or more — for the same house.
Now imagine you could lock in a great rate early, avoid conversion surprises, and transfer your funds with full regulatory protection.
Why We Recommend Lumon Pay
Lumon is a trusted international payments specialist used by many Leggett clients — and it’s easy to see why.
✅ Here’s what makes them stand out:
- Bank-beating exchange rates
- Dedicated account manager to guide you through each stage
- No hidden transfer fees
- Regulated and secure in the UK and EU
- Forward contracts to lock in rates in advance
Whether you're sending £50,000 or £500,000, Lumon treats your transaction like a priority — not just a number.
👉 Open a free Lumon Pay account here
How It Compares to Wise (formerly TransferWise)
Wise is great for smaller day-to-day transfers — and we’ve recommended it for deposits or monthly bills.
But for large property purchases? That’s where Lumon is stronger:
| Feature | Lumon | Wise |
|---|---|---|
| Live human support | ✅ Yes | ❌ Not always |
| Rate-locking (forward contract) | ✅ Yes | ❌ No |
| High-value FX experience | ✅ Excellent | ➖ Decent |
| Built for property buyers | ✅ Yes | ❌ Not directly |
When Should You Contact Lumon?
As soon as you're serious about buying.
Even before your offer is accepted, Lumon can:
- Help you plan for currency movements
- Lock in an exchange rate for peace of mind
- Provide a proof-of-funds letter if needed
👉 Speak to Lumon now
It’s free to set up and only takes a few minutes.